How To Build A House: Step By Step Guide

How to build a house: step by step guide

Know Your Numbers

Before you start building your new home, you need to do some calculations to be sure you can actually afford to build the home that you want. Most house plans offer a ‘cost to build tool’ (usually for a small fee) which is to give you an accurate estimate of the price based on where you’re building. The price includes the costs of construction, tax benefits, funds for the down payment and other related calculations.

Once you know you can afford to build the house you want, buy your house plan and go straight to the bank to arrange financing. You must remember that home construction lending is a be used to pay subcontractors and any other suppliers who perform work and provide supplies. Once your house has been built, you will need a residential mortgage to pay off the bit different than ordinary mortgage financing. First, you’ll need a home construction line of credit that will construction line.

Do Your Research

There are hundreds of thousands of builders out here, but that doesn’t mean they are good! It is crucial to do your homework and find a builder who has the best reputation in this line of work. Whether you search for information online or get recommendations from your family and friends, find out whether a builder is respected for doing quality work as well as being punctual.

Build To Sell

No matter how much you love the house that you are building, it may not be the last home you will ever have. So you should definitely keep this in mind for its potential resale value. Try not to add too many upgrades that you overprice your home for the neighbourhood. And it may be best not to choose something too wacky; otherwise, it may have difficulty selling in the future.

The Punch

Part of the final phase of building a new home is to go over your ‘punch list.’ A punch list is a type of checklist that is created at the end of the construction process to show anything that may still need to be done. You and your contractor will create this list around the week before closing once you have done your final walk through. (You should be taking notes every time you visit your construction site.)


You should always think one step ahead. It would be terrible to find out you have to go back and make repairs on your home, but problems happen.
Foundation settlement and movement in need of foundation repair can be caused by building on expansive clay, improperly compacted fill soils or improper maintenance around foundations.

Think Green

Try and do as much research as you can to maximise energy-efficiency in the design of your new home. Your architect and builder can help to ensure that your windows are South-facing, that way you can get as much sunshine as possible heating your home naturally.

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